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Retirement & Early Retirement Wiki

Reference articles for U.S. traditional retirees (60–70) and early retirees / FIRE (30–55), including those planning to retire abroad.

Not advice. Educational reference only. Decisions with real money should be confirmed against primary sources (IRS publications, SSA.gov, Healthcare.gov, CMS) or a fee-only CFP/CPA.

41 articles written of 64 planned, across 11 pillars. Every figure is verified against the plan year stated in each article’s header; unwritten articles are listed so you can see what a page cross-references when it points somewhere that does not exist yet.

4 of 4 written.

Code Article
FN-01 Glossary
FN-02 Key Numbers 2026
FN-03 Policy Watch
FN-04 The Order-of-Operations Map

4 of 4 written.

Code Article
TR-01 The Five-Year Runway
TR-03 One More Year, or Quitting Too Soon
TR-04 Practice Retirement
TR-05 Exit Logistics

8 of 8 written.

Code Article
HC-01 Navigating the ACA Health Insurance Bridge Before Medicare
HC-02 Medicare 101
HC-03 The Medicaid Floor: When Your Income Is Too Low for ACA Subsidies
HC-04 HSA Mastery
HC-05 The Non-ACA Alternatives, Honestly Assessed
HC-06 IRMAA: The Two-Year Lookback, the SSA-44 Appeal, and Bracket Management
HC-07 Dental, Vision, and Hearing
HC-08 Long-Term Care

5 of 5 written.

Code Article
SS-01 Claiming Age Math: 62 vs. FRA vs. 70
SS-02 Spousal, Survivor, and Divorced-Spouse Benefits
SS-03 How Social Security Benefits Are Taxed
SS-04 The Earnings Test, Zeros in Your PIA, and What FIRE Actually Costs
SS-05 Coordinating Social Security, Medicare, and the ACA Exit

7 of 7 written.

Code Article
ER-01 Safe Withdrawal Rates
ER-02 The Roth Conversion Ladder
ER-03 SEPP / 72(t): Substantially Equal Periodic Payments
ER-04 The Rule of 55 (and 50 for Public Safety)
ER-05 Accessing Money Early
ER-06 Sequence of Returns Risk
ER-07 Coast FIRE and Barista FIRE

1 of 7 written.

Code Article
EX-01 Retirement visa landscape: passive-income visas, digital nomad visas, golden visas — by region (planned)
EX-02 U.S. Taxes Abroad: FEIE vs. FTC
EX-03 FBAR, FATCA/Form 8938, and PFIC: the compliance trio that ruins expat portfolios (planned)
EX-04 Healthcare abroad: local systems, expat insurance, Medicare’s (non)coverage overseas, and the return-to-US decision (planned)
EX-05 Currency risk, foreign banking, and keeping U.S. brokerage accounts as an expat (planned)
EX-06 Social Security abroad: totalization agreements and payment logistics (planned)
EX-07 Case studies: Portugal, Mexico, Thailand, Spain, Panama — full-stack comparisons (planned)

6 of 6 written.

Code Article
TX-01 The 0% Capital Gains Bracket
TX-02 Roth Conversion Strategy
TX-03 Withdrawal-Order Sequencing
TX-04 RMDs, QCDs, and Inherited IRAs
TX-06 The Senior Deduction, Standard vs. Itemizing, and Bunching
TX-07 Guardrails and Dynamic Spending Rules

0 of 6 written.

Code Article
IN-01 Geo-arbitrage: domestic and international cost-of-living plays (planned)
IN-02 Consulting and 1099 work in retirement: solo 401(k)s, QBI, and self-employment tax (planned)
IN-03 Rental income: real math after vacancy, capex, and management (planned)
IN-04 Part-time work’s hidden benefits: ACA MAGI shaping, SS earnings record, employer health coverage (planned)
IN-05 Annuities without the sales pitch: SPIAs, DIAs/QLACs, and when guaranteed income earns its cost (planned)
IN-06 Dividend, bond-ladder, and TIPS-ladder income floors (planned)

2 of 7 written.

Code Article
EP-01 The Core Document Stack
EP-02 Trusts beyond the basics: when you actually need irrevocable structures — incl. incentive/milestone distributions and the psychology of inheritance on beneficiaries (planned)
EP-03 Inflation hedging: TIPS, I-bonds, equities-as-hedge, and what doesn’t work (planned)
EP-04 Insurance audit at retirement: what to drop (term life?), keep (umbrella), and add (planned)
EP-05 Estate and Inheritance Taxes
EP-06 Cognitive decline planning: guardrails on your own future self — incl. the non-professional trustee’s burden and dignified capacity transitions (planned)
EP-07 Fair vs. equal: dividing an estate when equal shares create practical disasters — the family business, the illiquid house, the caretaking sibling, and unequal division defensible enough to survive the reading (planned)

0 of 6 written.

Code Article
LS-01 Designing a week: routine architecture for the newly time-rich (planned)
LS-02 Fitness and healthspan: strength training as the highest-ROI retirement asset (planned)
LS-03 Solo retirement: community-building playbook (planned)
LS-04 Couples in retirement: mismatched timelines, territory negotiation, and the 24/7 adjustment (planned)
LS-05 Purpose portfolios: mentoring, boards, volunteering, encore projects (planned)
LS-06 Relocation decisions: near the grandkids vs. near the sun — a weighted framework (planned)

4 of 4 written.

Code Article
ST-01 The Six Ways Your State Changes the Playbook
ST-02 “Retirement-Friendly States,” Honestly
ST-03 Changing Domicile
ST-04 State Quick-Reference Tables

Not advice. Educational reference only. Decisions with real money should be confirmed against primary sources — IRS publications, SSA.gov, Healthcare.gov, CMS — or a fee-only CFP/CPA.

Dollar figures, thresholds, and brackets are stated for the plan year named in each article’s header, and tax and healthcare rules change annually. Check theLast verified date at the top of the page before relying on a number.